The 125% loan is a loan that finances all the costs associated with your proposed acquisition or construction.

There are three options the subject:

First solution: The bank finances the purchase price of the house and registration fees, fees for acts of loan and the fees of the notary. The disadvantage of this solution is that the bank will charge a higher rate linked to the excess of quota.

Second Solution: This is a loan guaranteed. The guaranteed loan works the same way that the loan to 125% which is added the bond insurance and a death cover payable premium. Your advantage is that you have a loan all in one, you keep the benefit of a rate calculated on the basis of a percentage less than 75%, however the overall budget can not exceed 125% of the purchase price and the borrowing is limited to 300 000 Euros (12,000,000 BEF) all included. If you exceed this budget, it is possible to find a solution together.

Third solution: You do not have the full cost of purchase (notary – register – mortgage) We immediately fund the costs that we put the time you have to sign a compromise.
Once you have found the house in your budget, you can organize your signature and let us compromise so that we do write a check for you to pay the deposit. The costs are financed through a personal loan and mortgage formula offers a low monthly payment in early to keep an appropriate budget over the life of the loan.

How to assess the situation better and whether it is really interesting for you?

Have an opinion on your ability to borrow you? So send us an email or fill out our form and we’ll send you the documents to us. Then we will analyze it and will send you the results about your options.